Privacy Policy & Encryption Standards

1. Data Collection & Purpose

JustPaisa Financial Technologies Ltd. collects personal identification information (Name, Email, Mobile Number, PAN, Aadhaar eKYC data) solely for credit report retrieval and loan eligibility matching.

2. Data Security & Storage

All sensitive documents are encrypted using AES-256 standards and stored in private cloud buckets. We strictly follow RBI Digital Lending Guidelines and never store unencrypted PAN or OTP data.

3. Third-Party Credit Bureau Sharing

Your credit score query is initiated only after receiving explicit user consent. Data is shared only with licensed credit bureaus (CIBIL, Experian, Equifax, CRIF High Mark) and regulated lending partners.