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India & Abroad Studies • 100% Expense Covered • Section 80E Tax Deduction

Fuel Your Global Dreams With Education Loans

Compare student loan options from SBI, HDFC Credila, ICICI, and premier lenders with interest rates starting at 8.65% p.a., flexible moratoriums, and zero collateral up to ₹50 Lakhs for top tier universities.

Interest Rates
8.65% p.a.
Max Funding
₹1.5 Crore
Moratorium
Course + 1 Yr

Check Student Loan Offers

Unsecured & secured funding for higher studies

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Post-Graduation Repayment

Education Loan EMI Calculator

Estimate your monthly instalment starting after the completion of your moratorium period.

Sanctioned Amount
₹2 Lakhs ₹50 Lakhs ₹1 Crore
Interest Rate (p.a.) %
8.0% 10.5% 14.0%
Repayment Tenure Years
3 Years 8 Years 15 Years
Estimated Monthly EMI (Post-Study)
Moratorium: Course + 6/12 months grace period
Principal Loan
Total Interest
Total Outflow:
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Student Advantage

Key Benefits of JustPaisa Education Loans

Empowering ambitious students with 100% comprehensive funding and zero financial strain during study years.

01

100% Comprehensive Cost Covered

Tuition fees, overseas accommodation, health insurance, airfare, textbooks, and laptop allowance are fully financed.

02

Section 80E Tax Deduction

Claim 100% tax deduction on the entire interest paid with NO UPPER LIMIT for up to 8 consecutive financial years.

03

Moratorium Grace Period

Zero principal EMIs during your course tenure plus an additional 6 to 12 months after securing employment.

04

Collateral-Free Up to ₹50 Lakhs

Get unsecured loans based solely on university ranking, GRE/GMAT scores, and co-borrower income stability.

05

Fast-Track Visa Sanction Letters

Receive conditional sanction letters ahead of final admission to satisfy embassy visa solvency requirements seamlessly.

06

Direct Remittance to University

Automated international wire transfers directly to overseas university bursar accounts with competitive forex conversion rates.

Top Education Loan Lenders Compared

Rates and maximum sanction limits for domestic and overseas study

Lender Interest Rate (p.a.) Max Amount Moratorium Sanction Offer
SBI Global Ed-Vantage 8.65% - 11.15% ₹1.50 Crore Course + 6 Months Apply
HDFC Credila 9.25% - 12.50% No Upper Limit Course + 12 Months Apply
ICICI Bank Student Loan 9.50% - 12.00% ₹1.00 Crore Course + 6 Months Apply

Eligibility & Document Checklist

Prepare these documents to get your loan sanctioned before visa deadlines.

🎓 Student & Co-Applicant Criteria

  • Nationality: Indian citizen with admission in recognized university.
  • Courses Covered: Undergraduate, Master's, MBA, MS, PhD, STEM courses.
  • Co-Borrower: Parent, legal guardian, or working spouse with steady income.
  • Minimum CIBIL: 680+ for co-borrower for quick clearance.

📋 Mandatory Papers

  • Admission: Unconditional / Conditional Admission Letter, I-20 or CAS form.
  • Cost Breakdown: Official university fee schedule & living estimate.
  • Academics: 10th, 12th, Degree transcripts, GRE / GMAT / IELTS / TOEFL scorecards.
  • Co-Borrower: KYC, salary slips (3 months), 2-year ITR, and 6 months bank statement.

Secure Your University Funding Today

Compare pre-approved student loans and receive your digital sanction letter.

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