Fuel Your Global Dreams With
Education Loans
Compare student loan options from SBI, HDFC Credila, ICICI, and premier lenders with interest rates starting at 8.65% p.a., flexible moratoriums, and zero collateral up to ₹50 Lakhs for top tier universities.
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Unsecured & secured funding for higher studies
Education Loan EMI Calculator
Estimate your monthly instalment starting after the completion of your moratorium period.
Key Benefits of JustPaisa Education Loans
Empowering ambitious students with 100% comprehensive funding and zero financial strain during study years.
100% Comprehensive Cost Covered
Tuition fees, overseas accommodation, health insurance, airfare, textbooks, and laptop allowance are fully financed.
Section 80E Tax Deduction
Claim 100% tax deduction on the entire interest paid with NO UPPER LIMIT for up to 8 consecutive financial years.
Moratorium Grace Period
Zero principal EMIs during your course tenure plus an additional 6 to 12 months after securing employment.
Collateral-Free Up to ₹50 Lakhs
Get unsecured loans based solely on university ranking, GRE/GMAT scores, and co-borrower income stability.
Fast-Track Visa Sanction Letters
Receive conditional sanction letters ahead of final admission to satisfy embassy visa solvency requirements seamlessly.
Direct Remittance to University
Automated international wire transfers directly to overseas university bursar accounts with competitive forex conversion rates.
Top Education Loan Lenders Compared
Rates and maximum sanction limits for domestic and overseas study
Eligibility & Document Checklist
Prepare these documents to get your loan sanctioned before visa deadlines.
🎓 Student & Co-Applicant Criteria
- Nationality: Indian citizen with admission in recognized university.
- Courses Covered: Undergraduate, Master's, MBA, MS, PhD, STEM courses.
- Co-Borrower: Parent, legal guardian, or working spouse with steady income.
- Minimum CIBIL: 680+ for co-borrower for quick clearance.
📋 Mandatory Papers
- Admission: Unconditional / Conditional Admission Letter, I-20 or CAS form.
- Cost Breakdown: Official university fee schedule & living estimate.
- Academics: 10th, 12th, Degree transcripts, GRE / GMAT / IELTS / TOEFL scorecards.
- Co-Borrower: KYC, salary slips (3 months), 2-year ITR, and 6 months bank statement.
Secure Your University Funding Today
Compare pre-approved student loans and receive your digital sanction letter.
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