SPECIAL Free Credit Bureau Report with zero score impact + ₹250 Welcome Rewards!
Disbursal in 30 Minutes • No Income Proof Required • 100% Insured Vaults

Instant Cash Against Gold Up to 75% LTV Valuation

Pledge your 18K - 24K gold ornaments with SBI, Muthoot, and top banks at rock-bottom interest rates starting from 8.75% p.a. with flexible bullet repayment.

Interest Rates
8.75% p.a.
Turnaround
30 Mins
LTV Value
Up to 75% Market

Check Gold Loan Value

Doorstep evaluation or nearest branch pickup

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Live Valuation Estimator

Gold Loan Value & Interest Calculator

Calculate the maximum sanction amount you can unlock against your jewelry based on current gold prices.

Gold Weight (Net Jewelry Weight) Grams
10 Grams 125 Grams 250 Grams
Maximum Eligible Loan (75% LTV)
Estimated Gold Worth: ₹
Estimated Monthly Interest: /mo
Apply for Gold Disbursal →
Immediate Liquidity

Why Choose Gold Loans via JustPaisa

The fastest way to raise funds without credit score prerequisites or income proof.

01

Zero Income Proof Needed

No salary slips, Form 16, or ITR required. Since your gold acts as physical security, loans are approved instantly.

02

100% Insured Safe Vaults

Pledged ornaments are stored in high-security biometric bank lockers insured at 100% replacement value.

03

Flexible Bullet Repayment

Choose to pay only monthly interest, or clear both principal and interest together at the end of the loan tenure.

Top Gold Loan Partners

Compare per-gram valuations and interest rates across leading providers

Lender Interest Rate (p.a.) Max Amount Processing Fee Action
State Bank of India (SBI) 8.75% - 9.85% ₹50 Lakhs 0.25% - 0.50% Apply
Muthoot Finance 9.90% - 14.00% No Upper Limit Zero to 1.0% Apply
HDFC Bank Gold Loan 9.00% - 11.50% ₹25 Lakhs 0.50% Apply

Unlock Cash Against Your Gold in 30 Minutes

Doorstep evaluation or walk into 5,000+ partner branches nationwide.

Apply for Gold Loan →